Research Reports

The latest from Joe’s blog

Jun
11

Low prices every day = higher taxes

Joe Paduda

Cheap stuff isn’t cheap…you always pay way more than you think…because the hidden costs of that cheap stuff are damn expensive. Two examples… Walmart’s slogan is “Save people money so they can live better.” McDonald’s mission statement includes “make delicious feel-good … Continue reading Low prices every day = higher taxes

Jun
10

Risk management 101

Joe Paduda

There are two selfish reasons the US should send as many vaccines as possible to other countries. Variants.  The more the virus reproduces, the greater the chance it produces a much deadlier and more transmissible version. Each person vaccinated lessens … Continue reading Risk management 101

Jun
7

Has anything changed?

Joe Paduda

The internet, smart phones, electric vehicles, 9/11, genome sequencing…a lot has changed since 1990. But in workers’ comp…not so much. About 30 years ago OUCH (now part of Coventry) started the national workers’ comp PPO business. Liberty Mutual execs (literally) … Continue reading Has anything changed?